Tailored COVERAGE Solutions for Housing Authorities
Georgia's Premier Provider of Risk Retention Solutions
Choosing the Right Shingle
Explore the key differences between architectural and 3-tab shingles to find the perfect fit for your home’s style and durability needs.
Architectural Shingles
- Design and Appearance: Architectural shingles, also known as dimensional or laminate shingles, have a layered design that gives them a more textured and dimensional appearance. They often mimic the look of higher-end materials like wood or slate.
- Durability: These shingles are generally thicker and more durable than 3-tab shingles, offering better resistance to wind, hail, and other weather conditions.
- Lifespan: Architectural shingles typically have a longer lifespan, often lasting 25-30 years or more, depending on the brand and installation.
- Cost: They are usually more expensive than 3-tab shingles, but their durability and aesthetic appeal can justify the higher price.
3-Tab Shingles
- Design and Appearance: 3-tab shingles have a flat, uniform appearance with three distinct tabs or cutouts. This gives them a simpler, more traditional look.
- Durability: They are thinner and less durable than architectural shingles, making them more susceptible to damage from severe weather.
- Lifespan: 3-tab shingles generally last around 15-20 years, depending on the quality and environmental conditions.
- Cost: They are more affordable than architectural shingles, making them a popular choice for budget-conscious homeowners.
Hurricane Helene damage
While Helene did not make direct landfall in the U.S., it brought heavy rains and strong winds to parts of the Caribbean and the eastern U.S. coast. It particularly affected the Azores, causing significant damage.
Areas impacted by Helene experienced flooding, downed trees, and power outages. The storm's winds caused structural damage, especially to older buildings and roofs, including those with less durable materials.
Impact on 3-Tab Shingles
Impact on architectural shingles
GHARRP:
Born from Necessity, Grown in Unity.
HURRICANE HELENE REPORTING LINK:
https://form.jotform.com/222714589495166
Or Call: Scott White @ 678.241.4943
Founded in 1991 under the aegis of
GAHRA, the Georgia Housing Authorities Risk Retention Pool (GHARRP) is a member-owned consortium that is committed to delivering secure and cost-effective property and casualty coverage to Georgia's Housing Authorities. During a period when coverage options were scant for housing authorities, GHARRP emerged as a strategic ally, harnessing collective purchasing power to devise an enhanced coverage program.
Flexible Coverage TO MEET Evolving Housing Needs.
GHARRP's coverage plans are meticulously crafted, taking into account the distinct needs of Georgia's Housing Authorities. This allows us to accommodate necessary changes in response to new programs in affordable and assisted housing sectors, such as the RAD program. As HUD programs evolve, GHARRP maintains a dynamic approach, broadening its coverage scope to mirror the evolving needs of our members.
GHARRP operates as an Interlocal Risk Management Agency (IRMA), holding a license from the State of Georgia and enjoying approval from HUD. We stand at the forefront of risk management, ready to safeguard the assets and ventures of our members across Georgia.
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